Over the past several weeks, with the country in “shutdown” mode that’s effected so many small businesses, we’ve seen quite a few requests to terminate or layoff employees. For the employee losing their job, it also usually means that they…
Did you recently leave a job and lose your healthcare benefits? If so, you might have gotten a COBRA notice. The COBRA notice will spell out your rights to remain on your former employer’s health plan for 18 months (longer…
The reason why it’s impossible to get control of the cost of healthcare is because there is no transparency in healthcare pricing. We as consumers literally have no idea in advance what we will ultimately be spending when we consume…
I recently felt the need to have my heart checked out as a preventative measure. I wasn’t having any symptoms, but I’ll turn 55 this year, and I’m entering the prime heart attack years for American men. I called my…
Obamacare plans are designed to cover pre-existing conditions with no waiting period. That sounds great, but why should you pay to cover pre-existing conditions that you don’t have? A one year, short term health plan, can save you and your…
Some people I meet will trust me to the level of simply asking “what should I do.” They listen to my recommendations without suspicion and rely on my judgement. I always tell folks what I would do if I were…
In looking at group health insurance options, you might be tempted to think that a Silver is better than a Bronze level plan and Gold must be better still. But the truth is, that all plans, whether they carry the…