In looking at group health insurance options, you might be tempted to think that a Silver is better than a Bronze level plan and Gold must be better still. But the truth is, that all plans, whether they carry the…
Blue Cross Blue Shield of TN is discontinuing all “grandmothered” group plans in Tennessee in 2017. This means that if you had continued your group plan for your small business in TN over the last few years with BCBS, you…
How many employees do you need for Group Health Insurance? How many people does it take to form a group for health insurance? You need to have at least two employees to constitute a group. In some cases, an owner…
A low deductible is better than a higher one, right? That would be true if both plans cost the same. It’s also true if your employer is paying 100% of your premium. But what if you are paying your premium…
To get a good conceptual understanding of how a health savings account works (HSA), you need to first separate the health insurance coverage and HSA account. They both work independently from the other. The Health Insurance You will be covered…
If you have a business with at least one employee, you have the option of purchasing your health insurance as an employer group. You must have at least two individuals on the plan. Either two employees or you as the…
It’s easy to get a quote for group health insurance in TN. At www.Grouphealthtn.com all we need to start the process is a list of employees with dates of birth and dependent status and we can get to work. You…
So you finally have your Tennessee medical insurance which most likely will be a high deductible high premium plan, but you still have to pay out of your pocket for medical services and procedures until your health insurance deductible is…
What is the main reason people overpay for their group health insurance in Tennessee? You might say it’s due to the simple fact that insurance companies charge too much for group health, and I wouldn’t argue that point. However, given…