Is there value in seeking out a local insurance agent anymore? With the internet shrinking the country and even the world down to a web of instantaneous connections, we can lose sight of the value of a local perspective. We…
Over the past several weeks, with the country in “shutdown” mode that’s effected so many small businesses, we’ve seen quite a few requests to terminate or layoff employees. For the employee losing their job, it also usually means that they…
Did you recently leave a job and lose your healthcare benefits? If so, you might have gotten a COBRA notice. The COBRA notice will spell out your rights to remain on your former employer’s health plan for 18 months (longer…
Rick Dixon has been helping businesses navigate the confusing and expensive landscape of group health insurance since 1996. In his new book, “The 4 Actions A Small Business Owner Can Take To Lower Their Group Health Insurance Premium Next Month,”…
In my new book, The 4 Actions A Small Business Owner Can Take To Lower Their Group Health Insurance Premium Next Month, I explain why business owners overpay for their group health insurance. It’s because many times they don’t purchase…
Imagine this scenario: You switch your health insurance coverage to a new carrier. Premiums for the new plan are about the same or even less than you are paying now. Your employee’s co-payments, deductibles and doctor networks are comparable to…
The reason why it’s impossible to get control of the cost of healthcare is because there is no transparency in healthcare pricing. We as consumers literally have no idea in advance what we will ultimately be spending when we consume…
Generally speaking, most health insurance plans now provide coverage for preexisting conditions. That was one of the major features of Obamacare. There are still some plans though, that continue to have preexisting condition exclusions in their policies. One year Short…
Last week I sent letters to 100 business owners informing them of a new small group health insurance option available in TN and 1 person responded. I ran her a quote for Aetna’s “level funded” option for groups in TN…
Some people I meet will trust me to the level of simply asking “what should I do.” They listen to my recommendations without suspicion and rely on my judgement. I always tell folks what I would do if I were…