If you aren’t getting letters where your insurance company is letting you know of a $9004 refund, or some other amount coming your way, every year or some years, why not? If your group stays relatively healthy all year, would…
I’ve talked to many small employers in TN who want to offer health insurance coverage for their employees, but sometimes they really don’t know what’s involved in the process. Employers with 2-15 employees will generally not have a full-time Human…
Small Group Health Insurance in Tennessee Are you an employer in Tennessee that offers group health insurance to your employees? Do you have somewhere between 2 and 25 employees? If so, you probably want two things out of your health…
If you don’t have access to an employer group plan, then you have 4 options for health insurance coverage. Healthcare.gov, either on or off the exchange. Christian Health Share type plan. No coverage at all. Individual health plan or Short-Term…
Is there value in seeking out a local insurance agent anymore? With the internet shrinking the country and even the world down to a web of instantaneous connections, we can lose sight of the value of a local perspective. We…
The answer to this question is it depends. But if you can, the savings can sometimes equal the salary of an average employee. Yes, I’ve seen reductions in the $40,000+ range, depending on group size. If you trade one company…
The best kind of insurance to have is one that someone else pays for. Is that even possible? Of course it is! If your income falls in the proper range, in many cases the government will pay for your coverage…
Over the past several weeks, with the country in “shutdown” mode that’s effected so many small businesses, we’ve seen quite a few requests to terminate or layoff employees. For the employee losing their job, it also usually means that they…
This letter indicates that this group of just 5 employees will receive a refund of excess premiums of $6,733.51. Do you have a small business? Do you want to provide group health insurance for your employees? Or maybe you already…
Did you recently leave a job and lose your healthcare benefits? If so, you might have gotten a COBRA notice. The COBRA notice will spell out your rights to remain on your former employer’s health plan for 18 months (longer…