The best kind of insurance to have is one that someone else pays for.
Is that even possible?
Of course it is! If your income falls in the proper range, in many cases the government will pay for your coverage in full. These policies are available on healthcare.gov, aka Obamacare.
Another way to get health insurance someone else pays for is from an employer.
Many jobs pay 100% of the premium for their employees. If you have either of these opportunities, sign up ASAP.
But what if you are a small business owner paying the premium for a small group health plan with several employees?
What is the best type of policy to have in any case? Simply put, for most people, it’s the plan with the lowest premium.
More specifically, the most efficient plan for most people is a high deductible plan that is HSA qualified. If you own a small business and you are not offering an HSA plan to your employees, you are overpaying for your health insurance. In addition, if you haven’t looked at a Funding Advantage Plan, you might be overpaying even more.
If you have 10 employees, and we can lower your cost by $100 per month, per employee.
We could improve your bottom line by $12,000 per year. And we can do this without sacrificing the benefits that your employees have come to expect. You have nothing to lose because we do all the upfront work at no cost to you. If you become a client, we will eventually be compensated by the insurance carrier.
Give us a call at 615-376-8899 or complete the online census and let us review your current small group health insurance plan.