How Much Does Group Health Insurance Cost?
When I get a call inquiring about group health insurance for a small business, the main thing every business really wants to know is, how much will it cost? In the end, it’s always about the money, right? …
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Rick Dixon has been helping businesses navigate the confusing and expensive landscape of group health insurance since 1996. In his new book, “The 4 Actions A Small Business Owner Can Take To Lower Their Group Health Insurance Premium Next Month,”…
My new book is a must-read for small business owners
In my new book, The 4 Actions A Small Business Owner Can Take To Lower Their Group Health Insurance Premium Next Month, I explain why business owners overpay for their group health insurance. It’s because many times they don’t purchase…
Does your health insurance carrier offer to refund some of your health insurance premium after 12 months if your group’s claims are on the low side?
Imagine this scenario: You switch your health insurance coverage to a new carrier. Premiums for the new plan are about the same or even less than you are paying now. Your employee’s co-payments, deductibles and doctor networks are comparable to…
Secrecy in Healthcare Pricing
The reason why it’s impossible to get control of the cost of healthcare is because there is no transparency in healthcare pricing. We as consumers literally have no idea in advance what we will ultimately be spending when we consume…
Top 4 Things Every Small Group Employer Should be Doing in Tennessee to Save Money on Their Group Health Insurance Plan
Utilize the tax advantages and premium discounts from a High Deductible Health Plan that is Health Savings Account (HSA) qualified. When you do the math, the health plan with an HSA always wins. Meaning, you will pay less in premiums…
$50 Heart Scan that can help predict Heart Attacks
I recently felt the need to have my heart checked out as a preventative measure. I wasn’t having any symptoms, but I’ll turn 55 this year, and I’m entering the prime heart attack years for American men. I called my…
Short Term Health Plans
Obamacare plans are designed to cover pre-existing conditions with no waiting period. That sounds great, but why should you pay to cover pre-existing conditions that you don’t have? A one year, short term health plan, can save you and your…
Tennessee Business Owners Can Lower Their Group Health Insurance Premiums
Tennessee Business Owners Can Lower Their Group Health Insurance Premiums The last innovation that actually offered business owners and employees a chance to reduce health insurance costs over the long term was in 2003 when Health Savings Accounts were introduced.…
What is a Pre-Existing Condition?
Generally speaking, most health insurance plans now provide coverage for preexisting conditions. That was one of the major features of Obamacare. There are still some plans though, that continue to have preexisting condition exclusions in their policies. One year Short…